呔. 電池. 配件既價錢, 請到 https://www.tyrehood.com 汽車保險, 勞保, MPF, 及其他個人保險如自願醫保等可另外查詢 5113 0668 個人保險牌照 JH7091, MPF牌照 156845 To find out more about tyre, car battery price https://www.tyrehood.com/en/index.php Vehicle Insurance, Employee Compensation Insurance, MPF, and other personal e.g. medical can be enquired: 5113 0668 Individual Insurance Agent License: JH7091, MPF Registration License: 156845 Tyrehood Zone mobile application (Android or iOS) is also available
2025年3月5日星期三
Falken 飛勁 日本製 FK520
2025年2月25日星期二
部車有酸臭味, 會唔會係電池問題? The vehicle got a foul smell, could it be the battery issue?
(English version at the bottom)
有冇見過電池會脹起? 有冇曾經企係電池隔離聞過有種強烈既異味? 有冇聽過電池(唔係鋰電)會爆炸?
👀 曾經有提過私家車如果有排氣管係車身最好都係裝落粒電池到. 如果唔岩裝的話可以3D 打印整番個轉換器裝入去 (排氣管會疏通番啲氣出車外). 通常汽車配有排氣管係為左避免氣體累積係車入面. 累積一定濃度+某條件係會爆炸. (因為 hydrogen) 💥 但應該唔會出現. 因為您一定會頂唔順個味. 如果有人話您知, 排氣管冇用, 咁係因為未用得著.
❓混能(hybrid)及電動車會唔會發生呢樣野? 我99%肯定話您知唔會. 呢兩款既"火牛" 實在太耐用. 直到目前為止 (e.g. Prius 10幾年車) 都未發生過任何問題. 仲有1%係因為我未夠足夠數據....
如果有日, 突然聞到部車有啲唔正常既氣味, 不妨都睇埋會唔會係粒電池問題.
電池分類 (邊款先係部車岩用)
https://tyrehood.blogspot.com/2021/03/getting-the-right-size-of-the-battery.html
https://tyrehood.blogspot.com/2021/03/battery-type.html
電池問題
https://tyrehood.blogspot.com/2023/07/battery-issues-indicator-shows-replaced.html
https://tyrehood.blogspot.com/2022/03/signs-of-failing-automotive-battery.html
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Ever seen an automotive battery casing defected? Ever smell something awful when stand near a battery? Ever heard of a non lithium battery could explode?
it's rare for me able to take a video of battery issue while the car is running. It's hard to look a defected casing battery in an image. Not sure if you can manage to see white smoke coming out from the battery in the video.
❓ Will hybrid and EV experience such issue? I can highly certain that the transformer of these vehicles are very durable. Up until now, (e.g. Prius 10 something years vehicle) had never experience any issues. The only thing that is lacking is the data to support it.
If you happen to smell something foul one day, check out your battery to see if there is any problem with it.
Battery Category (which one is suitable)
https://tyrehood.blogspot.com/2021/03/getting-the-right-size-of-the-battery.html
https://tyrehood.blogspot.com/2021/03/battery-type.html
Battery issue
https://tyrehood.blogspot.com/2023/07/battery-issues-indicator-shows-replaced.html
https://tyrehood.blogspot.com/2022/03/signs-of-failing-automotive-battery.html
2025年2月21日星期五
全新台灣牌子建大電動車輪胎 Taiwan brand Kenda Electric Vehicle Tyre
*English version below*
建大(私家車)輪胎係香港市場銷售都有一段日子. 係以前既香港市場入面, 台灣牌子既定位通常都係俾唔想用 中國牌子(中國製) 既呔. 電動車出現, 差不多每一個買入電動車既車主, 唔知點解會有個想法, 就係要裝 "電動車輪胎". 更不在意中國製既 EV呔.
*******************************************
**留位更新**
*******************************************
市場越多需求, 就一定會越多供應. 現時已知的 行貨及水貨 "專屬電動車輪胎", 包括:
Telsa Model Y 255/45 R19 HK$
|
|||
Michelin 米芝蓮 | Pilot Sport EV
|
行貨: 中國/泰國製 水貨: 中國/泰國/歐洲製
|
2390 - 2780 |
Michelin | e primacy |
水貨: 歐洲製
|
1710 - 1880 |
Yokohama | Advan Sport EV (V108) | 行貨: 日本製 |
2310 |
Bridgestone 石橋 | T005 EV | 行貨: 中國製 |
1930 - 2020 |
Goodyear | Electric Drive | 行貨: 中國製 |
2080 |
Dunlop 鄧祿普 | e.Sport Maxx |
行貨: 中國製 |
1350 - 1700 |
Kumho 錦湖 | HP71 EV | 行貨: 韓國製 |
1500 - 1550 |
Kumho 錦湖
|
PS71 EV |
行貨: 韓國製
|
- |
Sailun 賽輪
|
Erange EV |
行貨: 中國製
|
1130 |
Kenda 建大
|
KR616 EV
|
行貨: 中國製
|
首批試玩價保證底於 $1050 Tyrehood 客戶額外再減. |
(2025年2月21日)
如果加埋我未知的電動車輪胎款式, 應該有超過十款. 有啲Tesla 車主第一次換呔聽到Michelin 個價差唔多 $3000/條 就眼都突埋, 即時同我 say "88".
有部分人都未肯願意換EV 呔既主因係 EV呔都比普通呔貴. 以 Kumho 普通呔 PS91, $1350/條, 對比 HP71 EV, 都差大約 $200/條. 若EV呔價錢可以再平, 會唔會多人試 --------> 建大輪胎 全新款 KR616 EV
今次(台灣牌子)建大新出既 #電動車輪胎 #EV呔, 進口香港銷售決定首次發售撳低個價, 俾大家以底價試下高性能 EV呔, 搶您過黎試下.-----------------------------------------
Kenda (passenger) tyre has its standing in HK for quite some time. Taiwan brand market positioning in HK is "deemed" to be for drivers who do not want made in China tyres. With the (still) rising Electric vehicle, some owners tend to prefer EV tyres (and do not mind made in China EV tyres).
*******************************************
**Space for update**
*******************************************
With increasing demand, supply increases. (perfect market condition)
Known EV tyres available include:
Telsa Model Y 255/45 R19 HK$ | |||
Michelin | Pilot Sport EV | Authorized Official: made in China/Thailand Parallel imported: made in China/Thailand/Europe | 2390 - 2780 |
Michelin | e primacy | Parallel imported: made in Europe | 1710 - 1880 |
Yokohama | Advan Sport EV (V108) | Authorized Official: made in Japan | 2310 |
Bridgestone | T005 EV | Authorized Official: made in China | 1930 - 2020 |
Goodyear | Electric Drive | Authorized Official: made in China | 2080 |
Dunlop | e.Sport Maxx | Authorized Official: made in China | 1350 - 1700 |
Kumho | HP71 EV | Authorized Official: made in Korea | 1500 - 1550 |
Kumho | PS71 EV | Authorized Official: made in Korea | - |
Sailun | Erange EV | Authorized Official: made in China | 1130 |
Kenda | KR616 EV | Authorized Official: made in China | Guarantee lower than $1050 (for first batch of tyres) Tyrehood customers can enjoy further discount |
(21 feb 2025)
With other unknown EV tyres might be available, there should be over 10 EV models to choose. Some Tesla owners was shocked to hear Michelin price around $3000/tyre and immediately leave.
Some still prefer normal tyres other than EV tyres beacuse of the price difference. A normal Kumo PS91 $1350/tyre vs HP71 EV , a $200 difference. If EV tyres price can bring down to even lower price..... Kenda tyre latest model KR616 EV
This time, (Taiwan brand) Kenda #ElectricVehicleTyre #EVtire, will be sold in Hong Kong at a promotional testing price for the first batch. Let you try out the high performance EV tyre.
When Kenda first entered Hong Kong market, its high performance tyre KR400 is one of the first choice for light goods vehicles, Toyota estima, alphard etc. Most owners keep using it after first use as its tread wear ratio is very high, and its traction meets their requirements.
2025年1月17日星期五
扣稅年金, 扣稅自願強積金, 到底需唔需要? 邊個先岩自己? Qualifying Deferred Annuity Policy vs Tax Deductible MPF Voluntary Contributions, do I need it? which one is preferable?
(English version below)
每年既年尾到3月31日, 不論係社交媒體, 討論區等, 只要您上網睇野都會好大機會見到網上廣告關於扣稅, 比較多既係扣稅年金 ("QDAP").
用6萬 去慳到最高稅額 $10,200 既 扣稅年金 / 可扣稅自願性MPF供款, 只係當您既計算稅額去到至少 $260,000 (現時 $50,000 @ 2%, 6%, 10%, 14%, 17% 累進税率計算. 因應政府推出的稅務計劃而變更).
👂 有冇需要買?
如果您認為而家呢刻存起 $49,800 俾您將來用就可以賺多, 唔係交出 $10,200 的話, 仲駛諗既?
-> 如果您係有限公司持有人的話, 兩級制税率去到16.5%計算的話, 就會慳最高$9900 稅. 就算去唔到16.5%, 最高都慳 $4950 稅.
到底買邊個先好? 扣稅年金 "QDAP" vs 扣稅自願強積金 (TVC)
扣稅年金 | 扣稅自願強積金供款 | |
最少供款 | $36,000/年 (最少總共要供 $180,000) 每年供款 / 一次繳清 | 視計劃詳情 $300/月, or $3000/年 供款額可以更改 |
最少供款年期 | 5年 | 無 |
提取 | 最快55歲 , 直到85 - 100歲 | 65歲 |
提取款額 | 每個月 一筆特定金額 | 戶口內所有 或 自己想提取的金額 |
類別 | 儲蓄保險 | MPF |
回報 | 保證及非保證金額 | 視您自己的投資決定, 需定期查看投資風險並判斷是否需要更換投資類別. MPF 當中一定會有保守基金, 及保證基金 |
額外保障 | 可於一段期間內享有人壽, 意外, 危疾 保障 | 無 |
睇下自己想要既扣稅計劃, 到底邊一樣較為重要,
- 您係想黎緊 5 - 10年內都一直會扣稅 (預計有足夠現金流), 定係因應每年既計劃去作出調整供款, 定還是只需要今年內扣稅?
- 您會唔會想係到左提取既年齡時一筆過拎?
- 您需唔需要額外既保障 ?
- 您會唔會驚第時太多錢係身, 會大洗唔想咁快拎晒啲錢?
-----------------------------------------
Every year ends to the next year 31st Mar, whether it's social media, forum, as long as you access to the Internet, you will surely get an advertisement about tax deduction, mostly focusing on Qualifying Deferred Annuity Policy. (aka "QDAP").
With all the focus on saving up to $10,200 tax for spending maximum $60,000 (actual spending $49,800) on QDAP/ Tax Deductible voluntary MPF, it is attractive enough for a "long period of time deposit saving". That's only if your net chargeable income is at least $260,000 (for the current $50,000 @ 2%, 6%, 10%, 14%, 17% progressive tax rate. Of course the amount will change subject to government tax plan).
👂 Do you need it?
That's if you believe this $10,200 is good enough for you to spend extra $49,800 for your saving in the future
Which one to choose? "QDAP" vs Tax Deductible Voluntary MPF Contribution (TVC)
QDAP |
Tax Deductible Voluntary MPF Contribution |
|
Minimum Amount Contribution |
$36,000/year (Total amount minimum must be $180,000) Paid by year or in one go |
depending on the plan, $300/month, or $3000/year Contribution amount can be adjusted
|
Minimum Contribution period |
At least 5 years |
No restriction
|
Withdraw period |
At the age of 55, withdraw until 85 - 100 |
At the age of 65
|
Withdraw amount |
a certain amount based on the plan EACH month |
your desired amount in your account upon submission, or ALL the amount in the account |
Category |
saving insurance plan |
MPF plan
|
Investment return |
guarantee return + non guarantee return it's a saving insurance |
based on your investment decision. Require you to check out and make any changes on investment if needed There is always a Conservative Fund and guaranteed fund in it.
|
Extra protection |
offer a sum of life insurance, accidental insurance, critical illness protection in a certain period |
None
|
- Do you want keep reducing your tax in the next 5 - 10 years (with sufficient cash flow), or do you want to adjust your contribution based on your calculation in the statement each year (or simply just want to reduce your tax this year)?
- Do you want to withdraw all the amount at one go at the age of withdrawal ?
- Do you want extra protection ?
2025年1月1日星期三
汽車指南 - 學車考牌篇 Vehicle Guide - Get a license
(this article does not provide English version)
雖然我當年一take pass 個陣都係考街搵李建, 不過聽講而家啲考車費越黎越貴. 唔少都自己出去搵.
最近就有個朋友係香港考左第一次fail左之後, 覺得個標準太不一, 決定去番大陸考. (佢仲考緊)
筆試: 未考之前, 需要做兩次100題既題目 (需要係指定時間內完成及答岩90條). 當中包括路線, 指示牌, 交警手勢指示等... (冇notes, 要自己上網溫). 筆試考兩次.
如果掙扎緊, 到底係香港考定係內地考, 應該點都先試下係香港考. (考完再上內地補下鐘). (個人認為) 您係香港咁細既地方都渣得掂, 就算港車北上 或申請國際牌去第二度渣都一定難唔到您. 係香港考左後覺得被人tick錯, 改去內地考都應該難唔到您.